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Features

All FinanceCounter features

Every feature of the current Android version in one place – clearly labelled with what the Free version includes and what Premium adds. Free applies once a trial or subscription has ended.

Free included in Free   Free + Premium limited in Free, unlimited with Premium   Premium Premium only

Capture and accounts

Free

Record income and expenses

Add expenses and income via quick capture or the full form. Custom categories and subcategories are unlimited, and you can create a new category right while booking. “Repeat transaction” reuses an existing entry as a starting point.

Free + Premium

Accounts and balance reconciliation

Account types for checking, cash, savings, credit card, prepaid and other. Balance reconciliation shows the difference to your actual balance and creates an adjustment once you confirm it. Free: 2 active accounts, Premium: unlimited.

Free

Fixed costs and recurring transactions

Set up recurring income and costs once. A due-date calendar shows what is coming next, and optional reminders let you know in time. Unlimited in the Free version as well.

Free + Premium

Local households

Split and settle expenses between household members. Households exist only on your device – there is no online sync between people. Free: 1 household, Premium: several.

Receipts and documents

Free + Premium

On-device receipt scanning

Capture a receipt with the camera or pick a PDF, JPEG or PNG. Text recognition runs on your device and suggests merchant, total, date and line items; you review everything before it is saved. Free: 5 scans per month, Premium: unlimited.

Premium

Bank statement import without bank access

You choose the file yourself: CSV with column mapping, PDF or up to four images. FinanceCounter analyses it locally, flags possible duplicates and only imports what you confirm. No bank connection, no PIN, no TAN.

Free + PremiumNew

Documents and invoices

A dedicated area for PDF, JPEG, PNG and XML files: invoice, till receipt, purchase receipt, credit note, e-invoice, statement or other. Search, open/paid/overdue status, duplicate hints and links to transactions. Free: up to 20 documents, e-invoices as preview; Premium: unlimited, including the e-invoice archive.

Free + PremiumNew

Read and archive e-invoices

FinanceCounter reads XML e-invoices (UBL and CII, i.e. both XRechnung syntaxes) and PDF invoices with embedded XML (ZUGFeRD/Factur-X) on your device: issuer, number, date, amounts, due date and line items. A preview also works in the Free version; archiving and due-date reminders are Premium.

PremiumNew

Turn a screenshot into a transaction

From a JPEG or PNG screenshot, such as a payment confirmation, local text recognition suggests merchant, amount and date. Nothing is saved until you confirm the transaction.

Plan and save

Free + Premium

Budgets with warnings

One overall monthly budget plus budgets per category. The budget status always shows what is left; optional notifications warn you before you hit the limit. Free: 1 overall and 3 category budgets, Premium: unlimited.

Free + Premium

Savings goals with progress

Emergency fund, holiday or a big purchase: set a target amount and date, book contributions and follow your progress. Free: 2 active goals, Premium: unlimited.

Free + Premium

Projects

Assign transactions to a project and track the total cost. Free: 1 active project. Premium: unlimited, with project reports as CSV, PDF or Excel and automatic project assignment.

Free + Premium

Local reminders

Optional reminders for due transactions, budgets, savings goals, weekly review and monthly close, plus a nudge after a few days without an entry. Invoice due-date reminders are Premium. Each category can be switched off individually.

Premium

Runway, pay cycle and scenarios

Detailed runway until your next pay day, a personal pay cycle, “What if I spend…” scenarios, favourites as transaction templates and local merchant rules for automatic category suggestions.

Analyse and export

Free + Premium

Reports and spending analysis

Charts for income versus expenses and spending by category, plus budget status and trend on the overview. Premium adds highlights such as largest category, savings rate and comparison with the previous period, the yearly view, detailed weekly and monthly reviews and advanced filters.

Free + Premium

Export and reports

CSV export of transactions and a complete data export are included in the Free version. Premium adds PDF reports (monthly close, budget, categories, runway), project reports as CSV, PDF or Excel and batch export of documents as ZIP with JSON metadata and optional CSV. You always choose the destination yourself.

Security and data ownership

Free + Premium

Encrypted backups

Backups are encrypted with your password (at least 12 characters) using AES-256-GCM and include receipts and documents. Manual backups are included in the Free version; automatic daily or weekly backups to a folder you choose come with Premium. The backup status shows your last backup.

Free

App PIN and biometrics

App lock with a 4- to 8-digit PIN and optional biometric unlock via Android. Amounts can be hidden, and the app preview in the recent-apps overview is covered by default.

Free

Local, no account, no bank connection

FinanceCounter needs no user account and never connects to your bank. The current Android version does not even request internet permission; financial data stays in private app storage, and Android’s automatic cloud backup is disabled for the app.

Free

Shortcuts, dark mode, German/English

App shortcuts and a home-screen widget for new expense, new income and receipt scan – the widget shows no financial data. Light, dark or system theme; app language German or English; app currency euro, Swiss franc, US dollar or pound.

Try every feature yourself

Premium unlocks every feature – with a 14-day free trial if Google Play offers it, and you can cancel any time.